LEGAL DOCUMENT

Terms & Conditions — mostfm

Please read these Terms & Conditions carefully before registering an account or placing any wagers on mostfm. By accessing or using this platform, you confirm that you have read, understood, and agreed to be bound by the provisions set out below.

Last Updated: January 2026

These Terms & Conditions ("Agreement") constitute a legally binding contract between you ("Member", "Player", "User") and mostfm ("the Platform", "we", "us", "our") governing your use of the website located at https://mostfm.cam and all associated services, games, features, and content provided thereon. This Agreement is effective upon your completion of the registration process or, where no registration occurs, upon your first use of the Platform.

By registering, depositing funds, or placing wagers on mostfm, you represent and warrant that you have read this Agreement in its entirety, that you meet all eligibility requirements described herein, and that you accept these terms unconditionally. If you do not agree with any provision of this Agreement, you must not use the Platform.

⚠️ Age Restriction: You must be at least 21 years of age to register and play on mostfm. Access by persons under 21 is strictly prohibited and will result in immediate account suspension.

CLAUSE 1

Definitions

For the purposes of this Agreement, the following terms shall have the meanings set out below:

Term Definition
"Platform" The mostfm website at https://mostfm.cam and all associated mobile interfaces, applications, and services operated by mostfm.
"Member" Any individual who has successfully completed the registration process and holds an active mostfm account.
"Account" The unique registered account held by a Member on the Platform, denominated in Indonesian Rupiah (IDR).
"Wager" / "Bet" Any real-money stake placed by a Member on a sporting event, casino game, lottery draw, or other gambling product available on the Platform.
"Bonus" Any promotional credit, free bet, cashback, reload offer, or other incentive granted by mostfm to a Member, subject to applicable Bonus Terms.
"Bonus Terms" The specific wagering requirements, expiry periods, eligible games, and withdrawal conditions attached to any individual Bonus offer.
"KYC" Know Your Customer verification — the identity and document verification process required before withdrawal processing.
"Restricted Jurisdiction" Any country or territory in which access to or use of the Platform is prohibited by applicable law.
"IDR" / "Rp" Indonesian Rupiah — the lawful currency of the Republic of Indonesia, used as the sole account currency on the Platform.
"WIB" Western Indonesia Time (UTC+7) — the reference time zone for all operational timings stated in this Agreement unless otherwise specified.
CLAUSE 2

Eligibility

Access to and use of the Platform is subject to the following eligibility requirements, which must be satisfied at all times during your membership:

  1. Age: You must be at least 21 years of age. mostfm operates a strict 21+ policy and performs age verification as part of the KYC process. Any account determined to belong to a person under 21 will be immediately closed and all funds returned net of any withdrawal fees.
  2. Jurisdiction: You must be accessing the Platform from a jurisdiction in which online gambling is not explicitly prohibited under the laws applicable to you personally. By registering, you represent that your use of the Platform does not violate any law applicable in your jurisdiction of residence or access.
  3. Legal Capacity: You must have full legal capacity to enter into binding contracts under the laws of your jurisdiction.
  4. Single Account: You may hold only one registered account on mostfm. Duplicate accounts are prohibited and will result in account termination and forfeiture of associated balances.
  5. Own Behalf: You must register and play on your own behalf only. Accounts registered on behalf of third parties are not permitted.
  6. Not Self-Excluded: You must not be subject to a self-exclusion arrangement with mostfm or any partner responsible gaming registry at the time of registration or play.

mostfm primarily serves players located in Indonesia. You must be a resident of Indonesia and at least 21 years of age to access the full range of Platform services, including Rupiah-denominated deposits and local bank withdrawals.

CLAUSE 3

Account Registration

To access real-money wagering features on mostfm, you must register an account by providing accurate, current, and complete information as requested during the registration process. This includes, but is not limited to, your full legal name, date of birth, Indonesian residential address, mobile phone number, and a valid email address.

You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login details with any third party. You agree to notify mostfm immediately at [email protected] if you suspect any unauthorized access to your account.

mostfm reserves the right to refuse registration to any applicant without providing a reason. Account registration does not constitute an obligation on mostfm to provide services, and the Platform may suspend or close any account at its sole discretion in accordance with this Agreement.

Providing false, misleading, or incomplete information during registration constitutes a material breach of this Agreement and may result in immediate account termination, forfeiture of account balances, and reporting to relevant authorities where required by law.

CLAUSE 4

KYC Verification

mostfm is required to verify the identity of all Members before processing any withdrawal request. The KYC verification process may also be triggered at any point during a Member's account activity at mostfm's discretion.

Members may be required to submit one or more of the following documents as part of the KYC process:

  • Proof of Identity: A clear copy of your Indonesian National ID Card (KTP), passport, or other government-issued photographic identification.
  • Proof of Address: A recent utility bill, bank statement, or official correspondence showing your name and Indonesian residential address, dated within the last three months.
  • Proof of Payment Method: A copy or screenshot of the bank account or e-wallet (OVO, DANA, GoPay, ShopeePay, LinkAja) registered for deposits and withdrawals, confirming it is held in your name.
  • Source of Funds: In cases where the Platform deems it necessary under its anti-money laundering obligations, documentation evidencing the legitimate source of deposited funds.

Failure to provide requested KYC documents within the timeframe specified in the verification request may result in suspension of withdrawal privileges. mostfm will process complete KYC submissions within 3 business days (WIB). Incomplete or illegible documents will be returned for resubmission, resetting the processing clock.

CLAUSE 5

Deposits

mostfm accepts deposits in Indonesian Rupiah (IDR) via the following methods: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, and Bank Danamon (bank transfer); and OVO, DANA, GoPay, ShopeePay, and LinkAja (e-wallet). All accounts are denominated in IDR.

Minimum deposit amounts are as follows:

  • Bank transfer (BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP): Rp 50.000
  • E-wallet (OVO, DANA, GoPay, ShopeePay, LinkAja): Rp 20.000

mostfm does not charge deposit fees. However, your bank or e-wallet provider may apply their own transfer fees, for which mostfm bears no responsibility. Deposit funds must originate from a payment account held in your own name. Third-party deposits are strictly prohibited and will trigger a full KYC review.

Deposits are typically credited to your mostfm account within 5 minutes of confirmed receipt by the payment gateway. In cases of delay exceeding 30 minutes, you should contact support with your transfer proof (bukti transfer) for manual verification.

⚠️ mostfm does not accept cash deposits, cryptocurrency, or deposits from credit cards. Any transfer from an unauthorized payment method will be returned to the originating account.

CLAUSE 6

Withdrawals

Withdrawal requests may only be submitted to the same payment method used for the Member's most recent qualifying deposit, subject to method availability. Withdrawals are processed in Indonesian Rupiah (IDR) only.

Minimum withdrawal amount: Rp 100.000. Withdrawal processing times (for fully KYC-verified accounts) are as follows:

  • BCA and Mandiri: typically 15–60 minutes during banking hours (08:00–21:00 WIB on business days).
  • BRI and BNI: typically 1–3 hours during banking hours.
  • CIMB Niaga, OCBC NISP: up to 3 hours during banking hours.
  • E-wallets (OVO, DANA, GoPay): typically 15–30 minutes.
  • ShopeePay, LinkAja: up to 2 hours.
  • Requests submitted outside banking hours or on public holidays: up to 24 hours.

mostfm reserves the right to request additional KYC documentation before processing any withdrawal, particularly for first-time withdrawals, large amounts, or where anti-money laundering checks are triggered. Withdrawal requests may be voided if the associated account is found to be in breach of this Agreement at the time of the request.

Any active bonus b alance attached to the withdrawal account must be fully wagered in accordance with the applicable Bonus Terms before a withdrawal can be processed. Attempting to withdraw while an active bonus is pending wagering requirements will result in the bonus being voided and deducted from the withdrawable balance.

CLAUSE 7

Bonuses & Promotions

mostfm offers a range of promotional bonuses to both new and existing Members, including welcome bonuses, reload bonuses, cashback offers, referral rewards, and seasonal promotions tied to events such as Idul Fitri, Ramadhan, and Indonesian Independence Day (17 August). All bonuses are subject to the specific Bonus Terms published alongside each individual offer.

Unless otherwise stated in the applicable Bonus Terms, the following general conditions apply to all bonuses issued on mostfm:

  • Each bonus offer is limited to one claim per Member, per household, per device, and per IP address.
  • Wagering requirements must be completed within the stated expiry period. Bonuses that expire before wagering requirements are met will be voided without compensation.
  • Bonuses are non-transferable and hold no cash value until wagering requirements are fully satisfied.
  • mostfm reserves the right to modify, suspend, or withdraw any promotional offer at any time and without prior notice.
  • Bonus abuse — including but not limited to collusion, arbitrage betting, or use of automated software to exploit promotional offers — constitutes a material breach of this Agreement and will result in immediate account termination and forfeiture of all associated balances.
  • In the event of a dispute regarding bonus eligibility or application, mostfm's decision shall be final and binding.

Always read the individual Bonus Terms for each promotion before claiming. Wagering requirements, eligible games, minimum odds, and expiry periods vary between offers.

CLAUSE 8

Betting Rules

All wagers placed on mostfm are subject to the specific rules applicable to the relevant product or market. General betting rules applicable across all products are as follows:

  • All bets are final once confirmed by the Platform. Bets cannot be cancelled, amended, or reversed after confirmation except in circumstances where mostfm determines that an obvious error has occurred in the pricing of a market.
  • In the event of an obvious pricing error (palpable error), mostfm reserves the right to void the affected wager and return the stake to the Member's account balance.
  • Maximum payout limits apply per bet and per product type. Maximum single-bet payout is Rp 500.000.000 unless otherwise stated in the applicable product rules.
  • Winnings from mix parlay (accumulator) bets are subject to a maximum combined payout of Rp 1.000.000.000 per betting slip.
  • For sports markets, results are determined based on the official result declared by the relevant governing body (e.g., PSSI for Indonesian domestic football, FIFA for international competitions). In-play bets are settled based on the score at the time the market is closed, unless the applicable sport rules specify otherwise.
  • For togel (Indonesia's traditional numbers lottery) markets, results are determined by the official draw results published by the authorised draw operator for the relevant pool. mostfm bears no liability for delays or cancellations of official draws by third-party operators.
  • Casino game results are determined by certified Random Number Generator (RNG) software. All RNG software used on mostfm is independently tested and certified by accredited testing laboratories.
CLAUSE 9

Prohibited Conduct

The following conduct is strictly prohibited on mostfm and constitutes a material breach of this Agreement. mostfm reserves the right to take immediate action — including account suspension, balance forfeiture, and legal referral — upon detection of any of the following:

  • Registering more than one account on the Platform (duplicate accounts).
  • Providing false, misleading, or fraudulent information during registration or KYC verification.
  • Using software, bots, scripts, or automated tools to place bets, manipulate game outcomes, or otherwise interact with the Platform in a non-human manner.
  • Engaging in match-fixing, collusion, or any form of sporting fraud in connection with wagers placed on the Platform.
  • Exploiting software bugs, errors, or technical vulnerabilities for financial gain. Members who discover such vulnerabilities are required to report them to support immediately.
  • Money laundering, structuring deposits to avoid detection thresholds, or using the Platform for any purpose connected with proceeds of criminal activity.
  • Depositing funds using a payment method that does not belong to the registered Member.
  • Engaging in bonus abuse, coordinated multi-account bonus harvesting, or any other promotional exploitation scheme.
  • Threatening, harassing, or abusing mostfm staff or other Members through any communication channel.
  • Unauthorized access to, or interference with, the Platform's systems, servers, or databases.
CLAUSE 10

Responsible Gaming

mostfm is committed to promoting responsible gambling and providing Members with tools to manage their gaming activity effectively. The Platform provides the following responsible gaming features, accessible from the Member account dashboard:

  • Deposit Limits: Daily, weekly, and monthly deposit caps set by the Member.
  • Session Time Limits: Automatic session termination after a Member-defined period of continuous play.
  • Reality Check Alerts: Periodic on-screen notifications showing session duration and net wagering position.
  • Self-Exclusion: Temporary exclusion periods (30 days, 90 days, 6 months, 12 months) or permanent self-exclusion from the Platform.
  • Cool-Off Period: A 24-hour or 7-day pause on real-money wagering without full account closure.

Self-exclusion requests take effect within 24 hours of submission. During a self-exclusion period, the Member's account will be suspended, all marketing communications will be suppressed, and re-registration will be blocked. To activate self-exclusion or any responsible gaming tool, contact our support team at [email protected] or use the in-account settings dashboard.

For more detailed information on responsible gaming tools and resources, please visit our dedicated Responsible Gaming page.

CLAUSE 11

Intellectual Property

All content on the Platform — including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software — is the property of mostfm or its content suppliers and is protected by applicable intellectual property laws. The compilation of all content on the Platform is the exclusive property of mostfm.

You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for personal, non-commercial wagering purposes only. You may not reproduce, duplicate, copy, sell, resell, or otherwise exploit any portion of the Platform or its content without the express written consent of mostfm.

Game content provided by third-party studios (including Pragmatic Play, Evolution Gaming, Microgaming, NetEnt, Spribe, and Pocket Games Soft) remains the intellectual property of the respective studio and is subject to that studio's own licensing terms. mostfm does not claim ownership of such third-party game content.

CLAUSE 12

Limitation of Liability

To the fullest extent permitted by applicable law, mostfm shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from or related to your use of, or inability to use, the Platform, including but not limited to:

  • Loss of profits, revenue, data, or goodwill.
  • Gambling losses incurred as a result of wagers placed on the Platform.
  • Service interruptions, technical errors, connectivity failures, or system downtime.
  • Unauthorized access to your account resulting from your failure to protect your login credentials.
  • Delays in deposit crediting or withdrawal processing attributable to third-party payment processors, Indonesian banks, or e-wallet providers.
  • Changes to, or discontinuation of, any game, market, or service on the Platform.

In any event, mostfm's total aggregate liability to any Member for any single claim or series of related claims shall not exceed the total amount deposited by that Member in the 30-day period immediately preceding the event giving rise to the claim.

Nothing in this Agreement shall limit or exclude liability for fraud, willful misconduct, or any other liability that cannot be excluded or limited by applicable law.

CLAUSE 13

Governing Law

This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with international commercial law principles, as applied in the jurisdiction of mostfm's principal place of operations.

Any disputes arising from this Agreement that cannot be resolved through direct negotiation between the parties shall be submitted to binding arbitration under internationally recognized arbitration rules. The language of arbitration proceedings shall be English.

Nothing in this clause shall prevent mostfm from seeking injunctive or other equitable relief from any court of competent jurisdiction to protect its intellectual property rights or confidential information.

CLAUSE 14

Amendments

mostfm reserves the right to amend, update, or replace any part of these Terms & Conditions at any time. Where a material change is made, mostfm will provide at least 7 days' notice via a prominent notice on the Platform and/or by email to the address registered on your account.

Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms & Conditions. If you do not agree with the revised terms, you must cease using the Platform and may request account closure and withdrawal of any remaining balance before the effective date of the amendment.

The most current version of these Terms & Conditions will always be accessible at https://mostfm.cam/terms-conditions. It is your responsibility to check this page periodically for updates.

CLAUSE 15

Contact

If you have any questions, concerns, or complaints regarding these Terms & Conditions or the operation of the Platform, please contact the mostfm support team through the following channel:

  • Email: [email protected] (plain text — not a clickable link)
  • Live Chat: Available 24 hours a day, 7 days a week via the in-platform chat widget. Native Indonesian-speaking agents are available on every shift.
  • Response Time: Email queries receive a guaranteed response within 4 hours (WIB) on any day of the year.

For responsible gaming queries, self-exclusion requests, or dispute escalation, please indicate the nature of your enquiry clearly in the subject line of your email or at the start of your live chat session to ensure prompt routing to the appropriate team.

mostfm's support team is staffed by native Indonesian speakers 24/7. There is no language barrier — communicate in English or Bahasa Indonesia, whichever you prefer.

What These Terms Protect

Our Terms & Conditions are designed to create a fair, transparent, and safe environment for every player on mostfm.

Fair Player Eligibility

Clear age (21+) and residency requirements ensure the Platform is used only by adults who are legally permitted to wager, protecting both the player community and the integrity of the Platform.

Transparent Payment Rules

Deposit and withdrawal procedures are documented in full — minimum amounts, processing times via BCA, BRI, Mandiri, OVO, DANA, and GoPay, and the conditions under which payments may be reviewed or delayed.

Honest Bonus Conditions

Every bonus on mostfm carries clearly published Bonus Terms. No hidden wagering requirements, no undisclosed game restrictions. What you see in the promotion is what applies when you claim it.

Account Security Standards

The Agreement defines your obligations around credential security and our obligations around data protection — ensuring both parties understand their responsibilities in keeping your account safe.

Built-In Player Protections

Responsible gaming tools — deposit limits, self-exclusion, session time-outs — are embedded into the Agreement as formal Member rights, not optional extras. Every Member has access to these tools from day one.

Defined Dispute Resolution

A clear arbitration pathway and defined liability limits mean that if a disagreement arises, there is an established, fair process to resolve it — rather than ambiguity that benefits only the Platform.

Questions About These Terms?

Our FAQ covers the most common questions about account rules, bonuses, deposits, and withdrawals. For responsible gaming information, visit our dedicated page — or head home to explore the full platform.